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Should you buy life insurance for your children?


Every parent wants their children to live a long healthy life, which is why no one ever talks about life insurance for children. Getting life insurance can be useful if the child develops a pre-existing condition, such as diabetes or chooses a risky career field.


Permanent life insurance can act as a jumpstart for your children. This policy gains cash value and you can withdraw money from the cash value account or borrow against it. When the child becomes an adult, he or she can surrender the policy and receive the funds in full. The money can cover costs like school fees or a down payment on your child’s first home.


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